Comments for Milton Homes for Sale

Comment on Who is a good realtor in tacoma washington for military buyers? by Sam M

Sam M — Sat, 19 May 2012 12:28:24 +0000

One piece of advice on the VA loan. It’s really only good for folks who WANT to put 0% down. Now, I can’t imagine that soemone would actually wish to do this in todays environment, however it is available for veterans.

The downside is the upfront funding fee. 2.15% for enlisted, active military personal. Ouch!

Now, you won’t have monthly MI, but that is a tough one to take upfront.

An FHA loan would qualify you just as easily and won’t pump you with that funding fee.

Comment on Who is a good realtor in tacoma washington for military buyers? by Michelle D

Michelle D — Sat, 19 May 2012 11:43:17 +0000

We just bought a house in Spanaway, and we are stationed at fort lewis. Our realtor was a WONDERFEL woman named Patty Furst. Once we told her we wanted to buy a house in fort lewis area, thats exactly what she showed us. We tried John L Scott, but they tried to take us out of our price range and area. Also, she works VERY well with VA Loans and is VERY knowledgable. Her website is http://www.homesfurst.com . Also, she will match +beat the USAA movers advantage program if you use her finance guys.

Comment on Wear can I find information about buying foreclosed homes for resale? by lu_candid

lu_candid — Sat, 12 May 2012 13:28:23 +0000

Sounds like a good idea. Many people do this professionally. It’s another good way or alternative to “flipping.”

Try this site http://www.foreclosure.com

Comment on Wear can I find information about buying foreclosed homes for resale? by John

John — Sat, 12 May 2012 12:36:15 +0000

There are some very good books out there. You can go to a major bookstore and browse the section.

Bronchick has a book on flipping. He is a lawyer so the book is very much focused on what is legal rather than how to break the law.

A great site, I mean really great, is noted below. They have years of success notes, how to articles and multiple forums with real investors offering advice. Check it out. Bronchick is one of the moderators of the legal forum.

There are forums on investing, finance, commercial property, manufactured homes and other topics.

I have been investing for over 20 years (multiple states and countries). Send an email if you want to get some specific book recommendations beyond the Bronchick book on Flipping. You will find lots of other ideas on the site.

Comment on Wear can I find information about buying foreclosed homes for resale? by mortgage help

mortgage help — Sat, 12 May 2012 12:16:00 +0000

try http://www.choicefinance.net/foreclosure-listings.htm

Comment on What do you consider low-interest rates on a credit card? by Wreck

Wreck — Thu, 10 May 2012 19:30:08 +0000

How to build credit and get top scores at the same time (with time):
Use your credit card for small things you need like food or gas.
Pay in full each month.
52% of Americans use cards this way.
They carry the top scores.
Carrying balances is an easy way to destroy credit.

You don’t want a low interest card. Why?
This will only tempt you to carry balances.
When you pay in full each month, you never pay interest.
So let that interest (APR) be 99.9%. You’ll never pay it.

You only plan it to use in emergencies?
You need to set up an emergency savings account for this. Not a credit card.
Again, you need to use your card to develop credit.
If you don’t use it, the credit reports will show $0 balance – no benefit.
Use it for very small things, and pay in full, and get scores that will amaze any future creditor

Comment on What do you consider low-interest rates on a credit card? by Phyl Mar

Phyl Mar — Thu, 10 May 2012 19:23:00 +0000

If you want to establish good credit I suggest you forget about what the interest rate is and pay off your bill every month. I have excellent credit because that’s what I do.

Comment on What do you consider low-interest rates on a credit card? by Sunny

Sunny — Thu, 10 May 2012 18:26:43 +0000

About 10% but if you don’t carry debt on it, it really doesn’t matter much. The best way to build credit is to use it regularly but to pay it off every month. Look for a card that gives you cash back and doesn’t have an annual fee if possible. Student cards usually mean your parents are cosigners but you get a credit rating out of it. Usually a good deal.

JourneySM Student Rewards with Capital One looks pretty good. Higher interest but no fee.

Comment on What do you consider low-interest rates on a credit card? by bdancer222

bdancer222 — Thu, 10 May 2012 18:21:57 +0000

If you have no credit history, you are not going to qualify for low interest cards. You may not be able to qualify for any unsecured credit card. You may have to start with a secured card — you pay a deposit which is held as collateral against the line of credit.

Go to your bank and apply. Look for a card without an annual fee. Don’t worry about the interest. Use the card for regular purchases, wait for the statement, and pay the balance in full every month. That way you will build credit history and avoid interest. The interest rate won’t make any difference if you never carry balances.

Comment on What do you consider low-interest rates on a credit card? by Ryan M

Ryan M — Thu, 10 May 2012 17:52:50 +0000

Being a student, you WILL NOT get low rates….period. In fact, you will get some of the highest rates allowed by law since you do not have established credit. Low rates are generally anything under 10% and high is anything over 20%. For your first card, consider anything under 25% a huge victory.